{"id":1823,"date":"2021-09-03T13:01:41","date_gmt":"2021-09-03T11:01:41","guid":{"rendered":"https:\/\/terrafinancial.ch\/%d0%ba%d0%be%d0%bc%d0%b0%d0%bd%d0%b4%d0%b0\/"},"modified":"2026-04-30T18:09:50","modified_gmt":"2026-04-30T16:09:50","slug":"%d0%ba%d0%be%d0%bc%d0%b0%d0%bd%d0%b4%d0%b0","status":"publish","type":"page","link":"https:\/\/terrafinancial.ch\/ru\/%d0%ba%d0%be%d0%bc%d0%b0%d0%bd%d0%b4%d0%b0\/","title":{"rendered":"\u041a\u043e\u043c\u0430\u043d\u0434\u0430"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1823\" class=\"elementor elementor-1823 elementor-288\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7180f2c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7180f2c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c9e8c5f\" data-id=\"c9e8c5f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a6dd535 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a6dd535\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cafdaee\" data-id=\"cafdaee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc16965 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"dc16965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5b4efa\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h1 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > \u041a\u043e\u043c\u0430\u043d\u0434\u0430<\/h1>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-953adbb\" data-id=\"953adbb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-696e1b1 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"696e1b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5b5812\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > \u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u0430\u044f \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0438\u0437\u0430, \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u0430\u044f \u043f\u0440\u0435\u0434\u0430\u043d\u043d\u043e\u0439 \u0441\u0432\u043e\u0435\u043c\u0443 \u0434\u0435\u043b\u0443 \u043a\u043e\u043c\u0430\u043d\u0434\u043e\u0439.<\/p>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6480851 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6480851\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3cd5258\" data-id=\"3cd5258\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-dd761a0 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"dd761a0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;zoomIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-dcb045d\" data-id=\"dcb045d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2875202 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"2875202\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5b5fb6\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h2 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h2\"  > \u041d\u0430\u0448\u0430 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430<\/h2>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16850a2 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"16850a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5b677e\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > \u041a\u043e\u043c\u0430\u043d\u0434\u0430 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u043e\u0432, \u0441\u0442\u0440\u0435\u043c\u044f\u0449\u0430\u044f\u0441\u044f \u043a \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u044e \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0438 \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439.<\/p>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-32e75b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32e75b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ac52010 elementor-invisible\" data-id=\"ac52010\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-753ed8a elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"753ed8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_753ed8a\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/law.png\" class=\"lqd-image-icon\" alt=\"\u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u044c\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u044c <\/h3>\t\t\t\t<p>\u041d\u0438\u043a\u0430\u043a\u0438\u0435 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0435 \u0441\u0432\u044f\u0437\u0438 \u043d\u0435 \u0432\u043b\u0438\u044f\u044e\u0442 \u043d\u0430 \u043d\u0430\u0448\u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438.\n\u041d\u0430\u0448\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0434\u0438\u043a\u0442\u043e\u0432\u0430\u043d\u044b \u0438\u0441\u043a\u043b\u044e\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u0430\u043c\u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u0430.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f1505f9 animated-slow elementor-invisible\" data-id=\"f1505f9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd059ec elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"bd059ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_bd059ec\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/zoom.png\" class=\"lqd-image-icon\" alt=\"\u041f\u0440\u043e\u043d\u0438\u0446\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u041f\u0440\u043e\u043d\u0438\u0446\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c <\/h3>\t\t\t\t<p>\u041a\u0430\u0436\u0434\u0430\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044f \u0438\u0437\u0443\u0447\u0430\u0435\u0442\u0441\u044f \u0432\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u0438 \u043e\u0431\u044a\u0435\u043a\u0442\u0438\u0432\u043d\u043e.\n\u041c\u044b \u043e\u0442\u0434\u0430\u0435\u043c \u043f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442 \u0430\u043d\u0430\u043b\u0438\u0437\u0443 \u043f\u0435\u0440\u0435\u0434 \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u0435\u043c \u043b\u044e\u0431\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-64d6d5a elementor-invisible\" data-id=\"64d6d5a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e45d97 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"0e45d97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_0e45d97\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/compliant.png\" class=\"lqd-image-icon\" alt=\"\u041a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u044c\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u041a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u044c <\/h3>\t\t\t\t<p>\u0421\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u0435 \u043e\u0441\u043c\u043e\u0442\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0441\u043d\u043e\u0432\u043e\u043f\u043e\u043b\u0430\u0433\u0430\u044e\u0449\u0438\u043c \u043f\u0440\u0438\u043d\u0446\u0438\u043f\u043e\u043c \u043d\u0430\u0448\u0435\u0439 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438.\n\u041a\u0430\u0436\u0434\u043e\u0435 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u043f\u0440\u043e\u0438\u0441\u0445\u043e\u0434\u0438\u0442 \u0432 \u0441\u0442\u0440\u043e\u0433\u043e \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0438 \u0437\u0430\u0449\u0438\u0449\u0435\u043d\u043d\u044b\u0445 \u0440\u0430\u043c\u043a\u0430\u0445.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8f2705f elementor-invisible\" data-id=\"8f2705f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e4e1fc7 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"e4e1fc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_e4e1fc7\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/precision.png\" class=\"lqd-image-icon\" alt=\"\u0412\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u044b\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u0412\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u044b <\/h3>\t\t\t\t<p>\u041c\u044b \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u043c \u0432\u044b\u0441\u043e\u043a\u0438\u0435 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u044b \u043f\u0440\u0438 \u0438\u0437\u0443\u0447\u0435\u043d\u0438\u0438 \u0438 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439.\n\u041f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0432\u0430\u0436\u043d\u0435\u0435 \u043f\u043e\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4c5966b animated-slow elementor-invisible\" data-id=\"4c5966b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8679dd7 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"8679dd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_8679dd7\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/strategy.png\" class=\"lqd-image-icon\" alt=\"\u0412\u0438\u0434\u0435\u043d\u0438\u0435\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u0412\u0438\u0434\u0435\u043d\u0438\u0435 <\/h3>\t\t\t\t<p>\u0412\u044b\u0431\u043e\u0440 \u0440\u0430\u0441\u0441\u043c\u0430\u0442\u0440\u0438\u0432\u0430\u0435\u0442\u0441\u044f \u0432 \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u043e\u0439 \u0438 \u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0439 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0435.\n\u041c\u044b \u0441\u0442\u0440\u0435\u043c\u0438\u043c\u0441\u044f \u043a \u043d\u0430\u0434\u0435\u0436\u043d\u043e\u0441\u0442\u0438, \u0430 \u043d\u0435 \u043a \u0441\u0438\u044e\u043c\u0438\u043d\u0443\u0442\u043d\u043e\u0439 \u0432\u044b\u0433\u043e\u0434\u0435.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a978ac3 elementor-invisible\" data-id=\"a978ac3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7651a8f elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"7651a8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<div id=\"ld_icon_box_7651a8f\" class=\"iconbox d-flex flex-grow-1 pos-rel iconbox-side\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><img decoding=\"async\" src=\"http:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/02\/communication.png\" class=\"lqd-image-icon\" alt=\"\u041f\u0440\u044f\u043c\u043e\u0435 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435\" \/><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >\u041f\u0440\u044f\u043c\u043e\u0435 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 <\/h3>\t\t\t\t<p>\u0421\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430, \u0441\u043e\u0437\u043d\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u043e\u0440\u0438\u0435\u043d\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u0430\u044f \u043d\u0430 \u0438\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0439 \u043f\u043e\u0434\u0445\u043e\u0434.\n\u0427\u0435\u0442\u043a\u043e\u0435 \u043e\u0431\u0449\u0435\u043d\u0438\u0435 \u0431\u0435\u0437 \u043b\u0438\u0448\u043d\u0438\u0445 \u043f\u043e\u0441\u0440\u0435\u0434\u043d\u0438\u043a\u043e\u0432.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-d82524d elementor-invisible elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"d82524d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:600}\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5c0bb0\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > \u041f\u043e\u0438\u0441\u043a \u0440\u0435\u0448\u0435\u043d\u0438\u044f, \u0430\u0434\u0430\u043f\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0433\u043e \u043a \u043a\u0430\u0436\u0434\u043e\u0439 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0438, \u043e\u0441\u0442\u0430\u0435\u0442\u0441\u044f \u043d\u0430\u0448\u0438\u043c \u043d\u0435\u0438\u0437\u043c\u0435\u043d\u043d\u044b\u043c \u043f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442\u043e\u043c \u043a\u0430\u043a \u0441\u0435\u0433\u043e\u0434\u043d\u044f, \u0442\u0430\u043a \u0438 \u0432 \u0434\u043e\u043b\u0433\u043e\u0441\u0440\u043e\u0447\u043d\u043e\u0439 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0435.<\/p>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a92f750 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"a92f750\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f60a4c4 e-flex e-con-boxed e-con e-parent\" data-id=\"f60a4c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9685243 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"9685243\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5c13bb\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h2 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h2\"  > \u0412\u0430\u0448\u0438 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u044b<\/h2>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba43a2c animated-slow e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"ba43a2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6b4c6b elementor-widget elementor-widget-html\" data-id=\"e6b4c6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n.team-grid {\r\n    display: grid;\r\n    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));\r\n    gap: 25px;\r\n    padding: 20px;\r\n    font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;\r\n}\r\n\r\n.team-item {\r\n    position: relative;\r\n    overflow: hidden;\r\n    border-radius: 8px;\r\n    width: 100%;\r\n    height: 600px;\r\n    background: linear-gradient(\r\n        90deg,\r\n        #3f3d3e 0%,\r\n        #444243 30%,\r\n        #4a4849 60%,\r\n        #504e4f 100%\r\n    );\r\n    box-shadow: 0 4px 15px rgba(0,0,0,0.15);\r\n}\r\n\r\n.team-item img {\r\n    width: 100%;\r\n    height: 100%;\r\n    object-fit: cover;\r\n    object-position: center top;\r\n    transition: transform 0.6s cubic-bezier(0.25, 1, 0.5, 1);\r\n}\r\n\r\n.team-overlay {\r\n    position: absolute;\r\n    top: 0;\r\n    left: 0;\r\n    width: 100%;\r\n    height: 100%;\r\n\r\n    background: rgba(16, 37, 96, 0.96);\r\n    color: white;\r\n\r\n    padding: 25px;\r\n    opacity: 0;\r\n    transition: opacity 0.4s ease;\r\n\r\n    box-sizing: border-box;\r\n\r\n    display: flex;\r\n    flex-direction: column;\r\n}\r\n\r\n.team-text-content {\r\n    overflow-y: auto;\r\n    flex-grow: 1;\r\n    margin-bottom: 15px;\r\n    padding-right: 8px;\r\n}\r\n\r\n.team-text-content::-webkit-scrollbar {\r\n    width: 4px;\r\n}\r\n\r\n.team-text-content::-webkit-scrollbar-thumb {\r\n    background: rgba(255,255,255,0.2);\r\n    border-radius: 10px;\r\n}\r\n\r\n.team-text-content p {\r\n    font-size: 0.88rem;\r\n    line-height: 1.6;\r\n    margin-top: 0;\r\n    font-weight: 300;\r\n    text-align: left;\r\n}\r\n\r\n.team-languages {\r\n    font-style: italic;\r\n    font-size: 0.82rem;\r\n    border-top: 1px solid rgba(255,255,255,0.2);\r\n    padding-top: 12px;\r\n    color: #d1d1d1;\r\n    text-align: left;\r\n}\r\n\r\n.team-name-tag {\r\n    position: absolute;\r\n    bottom: 0;\r\n    left: 0;\r\n    width: 100%;\r\n\r\n    background: #ffffff;\r\n    color: #102560;\r\n\r\n    padding: 18px 0;\r\n\r\n    text-align: center;\r\n    font-weight: bold;\r\n    text-transform: uppercase;\r\n    letter-spacing: 1.5px;\r\n\r\n    transition: transform 0.4s ease;\r\n    z-index: 2;\r\n}\r\n\r\n.team-item:hover img {\r\n    transform: scale(1.08);\r\n}\r\n\r\n.team-item:hover .team-overlay {\r\n    opacity: 1;\r\n}\r\n\r\n.team-item:hover .team-name-tag {\r\n    transform: translateY(100%);\r\n}\r\n\r\n@media (max-width: 768px) {\r\n    .team-item {\r\n        height: 560px;\r\n    }\r\n}\r\n<\/style>\r\n\r\n<div class=\"team-grid\">\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/04\/Marc-Cabian-Terra-Financial_3-scaled.jpg\" alt=\"Marc CABIAN\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u041c\u0430\u0440\u043a \u041a\u0430\u0431\u0438\u0430\u043d \u0438\u043c\u0435\u0435\u0442 \u0431\u043e\u043b\u0435\u0435 20 \u043b\u0435\u0442 \u043e\u043f\u044b\u0442\u0430 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0444\u0435\u0440\u0435 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0439 \u0438 \u0447\u0430\u0441\u0442\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0433\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f. \u041f\u043e\u0441\u043b\u0435 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0438\u0437\u0432\u0435\u0441\u0442\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u0430\u0445, \u0442\u0430\u043a\u0438\u0445 \u043a\u0430\u043a Banque Priv\u00e9e Edmond de Rothschild SA, Coutts Bank Ltd \u0438 Kredietbank Luxembourg, \u043e\u043d \u043f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u043b\u0441\u044f \u043a \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0443 Terra Financial \u0432 2017 \u0433\u043e\u0434\u0443. \u0421 \u043c\u0430\u044f 2020 \u0433\u043e\u0434\u0430 \u043e\u043d \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u043e\u0431\u0449\u0435\u0435 \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0435\u0439 TERRA \u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043f\u0440\u0435\u0434\u0441\u0435\u0434\u0430\u0442\u0435\u043b\u0435\u043c \u0441\u043e\u0432\u0435\u0442\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u0432. \u041e\u043d \u0438\u043c\u0435\u0435\u0442 \u0448\u0432\u0435\u0439\u0446\u0430\u0440\u0441\u043a\u0438\u0439 \u0444\u0435\u0434\u0435\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0430\u0442\u0442\u0435\u0441\u0442\u0430\u0442 \u0437\u0440\u0435\u043b\u043e\u0441\u0442\u0438 \u0442\u0438\u043f\u0430 E, \u0441\u0442\u0435\u043f\u0435\u043d\u044c \u0431\u0430\u043a\u0430\u043b\u0430\u0432\u0440\u0430 \u0434\u0435\u043b\u043e\u0432\u043e\u0433\u043e \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0438 \u0434\u0438\u043f\u043b\u043e\u043c \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0441\u0442\u0430 \u043f\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044e \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u043e\u043c.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439 \/ \u0410\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u0438\u0439 \/ \u041d\u0435\u043c\u0435\u0446\u043a\u0438\u0439 \/ \u0422\u0443\u0440\u0435\u0446\u043a\u0438\u0439 \/ \u0410\u0440\u043c\u044f\u043d\u0441\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">Marc CABIAN<\/div>\r\n<\/div>\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/03\/Alfred-Stohler-Buste.png\" alt=\"Alfred Stohler\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u0411\u043e\u043b\u0435\u0435 30 \u043b\u0435\u0442 \u043e\u043f\u044b\u0442\u0430 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c \u0441\u0435\u043a\u0442\u043e\u0440\u0435. \u041f\u043e\u0441\u043b\u0435 \u0432\u0441\u0435\u0441\u0442\u043e\u0440\u043e\u043d\u043d\u0435\u0433\u043e \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u044f \u0432 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0444\u0435\u0440\u0435, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u043a\u043e\u0440\u043f\u043e\u0440\u0430\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u0438 \u0442\u043e\u0440\u0433\u043e\u0432\u043e\u0433\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043f\u043e\u0441\u043b\u0435 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0416\u0435\u043d\u0435\u0432\u0435, \u0426\u044e\u0440\u0438\u0445\u0435 \u0438 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a\u0435, \u0410\u043b\u044c\u0444\u0440\u0435\u0434 \u0421\u0442\u043e\u0445\u043b\u0435\u0440 \u0431\u044b\u043b \u043d\u0430\u0437\u043d\u0430\u0447\u0435\u043d \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u043c \u043f\u043e \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f\u043c TERRA \u0438 \u043f\u0440\u0435\u0434\u0441\u0435\u0434\u0430\u0442\u0435\u043b\u0435\u043c \u0441\u043e\u0432\u0435\u0442\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u0432 \u043c\u0430\u0442\u0435\u0440\u0438\u043d\u0441\u043a\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 TERRA.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u041d\u0435\u043c\u0435\u0446\u043a\u0438\u0439 \/ \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439 \/ \u0410\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">Alfred Stohler<\/div>\r\n<\/div>\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/04\/Tatiana-Dietl-Terra-Financial_5-scaled.jpg\" alt=\"Tatiana Dietl\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u041f\u0440\u0438\u0441\u043e\u0435\u0434\u0438\u043d\u0438\u043b\u0430\u0441\u044c \u043a \u043a\u043e\u043c\u0430\u043d\u0434\u0435 Terra \u0432 1998 \u0433\u043e\u0434\u0443. \u0421 2005 \u0433\u043e\u0434\u0430 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u0438\u0439 \u0443\u0447\u0435\u0442, \u0430\u0434\u043c\u0438\u043d\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0448\u0432\u0435\u0439\u0446\u0430\u0440\u0441\u043a\u0438\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u0438 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432. \u0412 2018 \u0433\u043e\u0434\u0443 \u0431\u044b\u043b\u0430 \u043d\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u0430 \u0437\u0430\u043c\u0435\u0441\u0442\u0438\u0442\u0435\u043b\u0435\u043c \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u0430, \u0430 \u0432 \u044f\u043d\u0432\u0430\u0440\u0435 2021 \u0433\u043e\u0434\u0430 \u2014 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u043c \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u043c, \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u043c \u043f\u043e \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044e \u0440\u0438\u0441\u043a\u0430\u043c\u0438, \u0443\u043f\u043e\u043b\u043d\u043e\u043c\u043e\u0447\u0435\u043d\u043d\u044b\u043c \u043f\u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u0447\u043b\u0435\u043d\u043e\u043c \u0441\u043e\u0432\u0435\u0442\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u0432 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438. \u0413\u043e\u0441\u043f\u043e\u0436\u0430 \u0414\u0438\u0442\u043b\u044c \u0438\u043c\u0435\u0435\u0442 \u0434\u0438\u043f\u043b\u043e\u043c \u043f\u043e \u0431\u0438\u0437\u043d\u0435\u0441-\u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0442\u0438\u043a\u0435 \u0423\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0430 \u0424\u0440\u0438\u0431\u0443\u0440\u0430 \u0438 \u0438\u043d\u0436\u0435\u043d\u0435\u0440\u043d\u044b\u0439 \u0434\u0438\u043f\u043b\u043e\u043c \u043f\u043e \u0441\u0442\u0440\u043e\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0443 \u044d\u043d\u0435\u0440\u0433\u0435\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0442\u0443\u0440\u0431\u0438\u043d \u0423\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0430 \u0421\u0430\u043d\u043a\u0442-\u041f\u0435\u0442\u0435\u0440\u0431\u0443\u0440\u0433\u0430.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u0420\u0443\u0441\u0441\u043a\u0438\u0439 \/ \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439 \/ \u041d\u0435\u043c\u0435\u0446\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">Tatiana Dietl<\/div>\r\n<\/div>\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/03\/Margrith-Milanovic-Mathis-Buste-Plan.png\" alt=\"Margrith Milanovic-Mathis\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u0421 1987 \u0433\u043e\u0434\u0430 \u041c\u0430\u0440\u0433\u0440\u0438\u0442 \u041c\u0438\u043b\u0430\u043d\u043e\u0432\u0438\u0447-\u041c\u0430\u0442\u0438\u0441 \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0438\u0442 \u043e\u0442\u0434\u0435\u043b\u043e\u043c \u043a\u0430\u0434\u0440\u043e\u0432 \u0441 \u0432\u044b\u0441\u043e\u043a\u043e\u0439 \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u044c\u044e \u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u0438\u0437\u043c\u043e\u043c. \u041e\u043d\u0430 \u043e\u0431\u043b\u0430\u0434\u0430\u0435\u0442 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u043c \u043e\u043f\u044b\u0442\u043e\u043c \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f, \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0445 \u0433\u0440\u0443\u0437\u043e\u043f\u0435\u0440\u0435\u0432\u043e\u0437\u043e\u043a \u0438 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439, \u0432 \u0447\u0430\u0441\u0442\u043d\u043e\u0441\u0442\u0438 \u0432 \u0441\u0444\u0435\u0440\u0435 \u0430\u043a\u043a\u0440\u0435\u0434\u0438\u0442\u0438\u0432\u043e\u0432 \u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0439.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u041d\u0435\u043c\u0435\u0446\u043a\u0438\u0439 \/ \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439 \/ \u0410\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u0438\u0439 \/ \u0421\u0435\u0440\u0431\u043e\u0445\u043e\u0440\u0432\u0430\u0442\u0441\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">M. Milanovic-Mathis<\/div>\r\n<\/div>\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/04\/Galina-Siomash-Terra-Financial_4-scaled.jpg\" alt=\"Galina Siomash\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u0421 2007 \u0433\u043e\u0434\u0430 \u043e\u0442\u0432\u0435\u0447\u0430\u0435\u0442 \u0437\u0430 \u0441\u0435\u043a\u0440\u0435\u0442\u0430\u0440\u0438\u0430\u0442, \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438 \u0438 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432. \u0412 2021 \u0433\u043e\u0434\u0443 \u0431\u044b\u043b\u0430 \u043d\u0430\u0437\u043d\u0430\u0447\u0435\u043d\u0430 \u043f\u043e\u043c\u043e\u0449\u043d\u0438\u043a\u043e\u043c \u043f\u043e \u0431\u0443\u0445\u0433\u0430\u043b\u0442\u0435\u0440\u0441\u043a\u043e\u043c\u0443 \u0443\u0447\u0435\u0442\u0443. \u0413\u0430\u043b\u0438\u043d\u0430 \u0421\u0438\u043e\u043c\u0430\u0448 \u0438\u043c\u0435\u0435\u0442 \u0434\u0438\u043f\u043b\u043e\u043c \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u0447\u0438\u043a\u0430 \u0438 \u043f\u0440\u0435\u043f\u043e\u0434\u0430\u0432\u0430\u0442\u0435\u043b\u044f \u0440\u0443\u0441\u0441\u043a\u043e\u0433\u043e \u0438 \u0444\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u043e\u0433\u043e \u044f\u0437\u044b\u043a\u043e\u0432 \u0413\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u0443\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0430 \u0423\u0434\u043c\u0443\u0440\u0442\u0438\u0438 \u0432 \u0418\u0436\u0435\u0432\u0441\u043a\u0435, \u0420\u043e\u0441\u0441\u0438\u044f.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u0420\u0443\u0441\u0441\u043a\u0438\u0439 \/ \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">Galina Siomash<\/div>\r\n<\/div>\r\n\r\n<div class=\"team-item\">\r\n<img decoding=\"async\" src=\"https:\/\/terrafinancial.ch\/wp-content\/uploads\/2026\/03\/Frederic-Juvy-Buste.png\" alt=\"Fr\u00e9d\u00e9ric Juvy\">\r\n<div class=\"team-overlay\">\r\n<div class=\"team-text-content\">\r\n<p>\u0411\u043e\u043b\u0435\u0435 35 \u043b\u0435\u0442 \u043e\u043f\u044b\u0442\u0430 \u0440\u0430\u0431\u043e\u0442\u044b \u0432 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c \u0441\u0435\u043a\u0442\u043e\u0440\u0435 \u0432 \u0416\u0435\u043d\u0435\u0432\u0435. \u0421\u043d\u0430\u0447\u0430\u043b\u0430 \u0440\u0430\u0431\u043e\u0442\u0430\u043b \u0442\u0440\u0435\u0439\u0434\u0435\u0440\u043e\u043c \u0441 1979 \u043f\u043e 2000 \u0433\u043e\u0434, \u0437\u0430\u0442\u0435\u043c \u0441\u0442\u0430\u0440\u0448\u0438\u043c \u0447\u0430\u0441\u0442\u043d\u044b\u043c \u0431\u0430\u043d\u043a\u0438\u0440\u043e\u043c \u0441 2000 \u043f\u043e 2013 \u0433\u043e\u0434. \u041f\u043e\u0441\u043b\u0435 \u044d\u0442\u043e\u0433\u043e \u043f\u0440\u043e\u0448\u0435\u043b \u043f\u043e\u043b\u043d\u043e\u0435 \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u0435 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0433\u043e \u043a\u043e\u043c\u043f\u043b\u0430\u0435\u043d\u0441\u0430 \u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430\u043c\u0438. \u0424\u0440\u0435\u0434\u0435\u0440\u0438\u043a \u0416\u044e\u0432\u0438 \u0431\u044b\u043b \u043d\u0430\u0437\u043d\u0430\u0447\u0435\u043d \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440\u043e\u043c \u043f\u043e \u043a\u043e\u043c\u043f\u043b\u0430\u0435\u043d\u0441\u0443 \u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044e \u0440\u0438\u0441\u043a\u0430\u043c\u0438 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 TERRA.<\/p>\r\n<\/div>\r\n<div class=\"team-languages\"><strong>\u042f\u0437\u044b\u043a\u0438:<\/strong> \u0424\u0440\u0430\u043d\u0446\u0443\u0437\u0441\u043a\u0438\u0439 \/ \u0410\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u0438\u0439<\/div>\r\n<\/div>\r\n<div class=\"team-name-tag\">Fr\u00e9d\u00e9ric Juvy<\/div>\r\n<\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a97ea59 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a97ea59\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d1f65e1\" data-id=\"d1f65e1\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74207af elementor-widget elementor-widget-spacer\" data-id=\"74207af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34993ce elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"34993ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5c1b23\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h2 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h2\"  > \u041e\u0441\u0442\u0430\u0432\u0430\u0439\u0442\u0435\u0441\u044c \u043d\u0430 \u0441\u0432\u044f\u0437\u0438<\/h2>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3698160 elementor-widget elementor-widget-spacer\" data-id=\"3698160\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-711dd37 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"711dd37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t<div id=\"ld-fancy-heading-69f576b5c2284\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > \u041a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f \u0431\u0435\u0441\u0435\u0434\u0430 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0432\u0430\u0448\u0443 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044e \u0438 \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u0442\u044c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0435\u0433\u043e \u0432\u0430\u0448\u0438\u043c \u0446\u0435\u043b\u044f\u043c.<\/p>\t\t<\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-563d0f3 elementor-widget elementor-widget-spacer\" data-id=\"563d0f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fe975c elementor-widget elementor-widget-ld_button\" data-id=\"9fe975c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ld_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n\t\t\t<a\n\t\t\t\thref=\"\/ru\/\u0441\u0432\u044f\u0436\u0438\u0442\u0435\u0441\u044c-\u0441-\u043d\u0430\u043c\u0438\/\"class=\"elementor-button btn btn-solid btn-block btn-icon-shaped btn-has-label\"\t\t\t>\n\t\t\t\t\t\t\t\t\t<span data-text=\"\u0417\u0430\u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u0443\u044e \u0432\u0441\u0442\u0440\u0435\u0447\u0443\" class=\"btn-txt\">\n\t\t\t\t\t\t\u0417\u0430\u043f\u043b\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u0443\u044e \u0432\u0441\u0442\u0440\u0435\u0447\u0443\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b16b47 elementor-widget elementor-widget-spacer\" data-id=\"1b16b47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b27182e elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"b27182e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u041a\u043e\u043c\u0430\u043d\u0434\u0430 \u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u0430\u044f \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0438\u0437\u0430, \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u043d\u0430\u044f \u043f\u0440\u0435\u0434\u0430\u043d\u043d\u043e\u0439 \u0441\u0432\u043e\u0435\u043c\u0443 \u0434\u0435\u043b\u0443 \u043a\u043e\u043c\u0430\u043d\u0434\u043e\u0439. \u041d\u0430\u0448\u0430 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430 \u041a\u043e\u043c\u0430\u043d\u0434\u0430 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u043e\u0432, \u0441\u0442\u0440\u0435\u043c\u044f\u0449\u0430\u044f\u0441\u044f \u043a \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u044e \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0438 \u043f\u043e\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439. \u041d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u044c \u041d\u0438\u043a\u0430\u043a\u0438\u0435 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0435 \u0441\u0432\u044f\u0437\u0438 \u043d\u0435 \u0432\u043b\u0438\u044f\u044e\u0442 \u043d\u0430 \u043d\u0430\u0448\u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438. \u041d\u0430\u0448\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u044f 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\u041a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0421\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u0435 \u043e\u0441\u043c\u043e\u0442\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u043e\u0441\u043d\u043e\u0432\u043e\u043f\u043e\u043b\u0430\u0433\u0430\u044e\u0449\u0438\u043c [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"class_list":["post-1823","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/pages\/1823","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/comments?post=1823"}],"version-history":[{"count":7,"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/pages\/1823\/revisions"}],"predecessor-version":[{"id":2341,"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/pages\/1823\/revisions\/2341"}],"wp:attachment":[{"href":"https:\/\/terrafinancial.ch\/ru\/wp-json\/wp\/v2\/media?parent=1823"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}