Privacy Policy

1. Introduction

The protection of your personal data is a priority for Terra Financial & Management Services SA.

This privacy policy explains how personal data is collected, used, and protected when using the website https://terrafinancial.ch.

Personal data processing is carried out in accordance with:

the Swiss Federal Act on Data Protection (FADP)
where applicable, the General Data Protection Regulation (GDPR) of the European Union.

2. Data Controller

The data controller is:

Terra Financial & Management Services SA
Avenue Beauregard 1
1700 Fribourg
Switzerland

Phone: +41 (0)26 425 44 44

For any questions regarding data protection, you can contact us via the website’s contact form.

3. Data Collected

When using the site, certain data may be collected, including:

Voluntarily provided data

When you fill out a contact form:

first and last name
email address
phone number
message content

Automatically collected technical data

When you browse the site:

IP address
browser type
operating system
pages viewed
date and time of access

This data is collected for statistical purposes and to ensure the security of the site.

4. Purposes of Processing

Personal data may be used to:

respond to requests sent via the contact form
improve the user experience of the site
ensure the security and proper functioning of the site
comply with legal and regulatory obligations applicable to financial services.

5. Legal Basis for Processing

Data is processed based on:

the user’s consent when filling out a form
legitimate interest of Terra Financial & Management Services SA to ensure the operation of the site
legal and regulatory obligations applicable.

6. Data Retention

Personal data is retained only for the period necessary to achieve the purposes for which it was collected, unless otherwise required by law.

7. Data Transmission to Third Parties

Personal data is not sold or transmitted to third parties, except in the following cases:

technical service providers necessary for the operation of the site
legal or regulatory obligations
competent authorities when required by law.

8. Hosting and Security

The site is hosted by:

Infomaniak Network SA
Rue Eugène-Marziano 25
1227 Les Acacias (Geneva)
Switzerland

Infomaniak implements technical and organizational security measures to protect data against unauthorized access.

9. Cookies

The site may use cookies to improve the user experience and analyze site usage.

A cookie is a small file stored on your device when you visit a website.

Users can configure their browser to refuse cookies or be informed of their use.

10. User Rights

In accordance with applicable legislation, users have the following rights, among others:

right to access their personal data
right to rectification of inaccurate data
right to erasure where legally possible
right to restriction of processing
right to object to data processing.

To exercise these rights, users can contact Terra Financial & Management Services SA.

11. Data Security

Terra Financial & Management Services SA implements appropriate technical and organizational measures to protect personal data against loss, misuse, unauthorized access, or disclosure.

12. Changes to the Privacy Policy

Terra Financial & Management Services SA reserves the right to modify this privacy policy at any time to comply with legal or technical developments.

The most recent version is always available on this website.