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Legal Notice

1. Website Publisher

This website https://terrafinancial.ch is published by:

Terra Financial & Management Services SA
Avenue Beauregard 1
1700 Fribourg
Switzerland

Telephone: +41 (0)26 425 44 44

Terra Financial & Management Services SA is a Swiss company specializing in financial services, asset management, and financial advisory services.


2. Supervisory Authority and Regulatory Compliance

Terra Financial & Management Services SA is affiliated with a recognized supervisory organization in accordance with Swiss legislation.

SO-FIT – Supervisory Organisation for Financial Intermediaries & Trustees

SO-FIT is a supervisory organization authorized by the Swiss Financial Market Supervisory Authority:

FINMA – Swiss Financial Market Supervisory Authority

This organization supervises portfolio managers and other financial intermediaries in accordance with the provisions of Swiss legislation, particularly the Financial Institutions Act (FinIA) and the Anti-Money Laundering Act (AMLA).


3. Website Hosting

The website is hosted by:

Infomaniak Network SA
Rue Eugène-Marziano 25
1227 Les Acacias (Geneva)
Switzerland

Website: https://www.infomaniak.com


4. Website Design and Development

The website was designed and developed by:

Biz Dev Swiss
Owner: Damien HUBERT
Legal Form: Sole Proprietorship

Address:
Place de Saint-Gervais 1
1201 Geneva
Switzerland

Business Identification Number (UID): CHE-364.769.257

Email: hello@biz-dev.swiss
Telephone: +41 78 866 65 06


5. Intellectual Property

All content on this website (text, images, graphics, logos, icons, documents, structure, and layout) is protected by Swiss and international intellectual property laws.

Any reproduction, representation, modification, publication, or adaptation of all or part of the website’s elements, regardless of the means or process used, is prohibited without prior written authorization from Terra Financial & Management Services SA.


6. Limitation of Liability

The information published on this website is provided for informational purposes only.

Terra Financial & Management Services SA strives to provide information that is as accurate as possible. However, the company cannot guarantee the accuracy, completeness, or timeliness of the information published.

The company shall not be held liable for the use made of the information available on this website or for any direct or indirect damages that may result therefrom.


7. No Offer or Financial Advice

The information on this website does not constitute an offer, recommendation, or solicitation to purchase or sell financial instruments or investment services.

The information published does not constitute financial, legal, or tax advice and should not be interpreted as such.

All investments carry risks, including the risk of capital loss.


8. Geographic Restrictions

The information contained on this website is not intended for persons residing in jurisdictions where the dissemination of such information or the offering of financial services would be contrary to applicable laws or regulations.

It is the responsibility of users to ensure that they are authorized to access the information presented on this website in accordance with the legislation of their country of residence.


9. Data Protection

The processing of personal data collected via this website is carried out in accordance with the Swiss Federal Data Protection Act (FADP).

Data collected via contact forms are used solely for communication with users and are not transmitted to third parties without prior consent, except where legally required.


10. External Links

The website may contain links to external websites. Terra Financial & Management Services SA exercises no control over these websites and disclaims all responsibility for their content or privacy policies.


11. Applicable Law and Jurisdiction

This website is governed by Swiss law.

Any dispute relating to the use of the website is subject to the exclusive jurisdiction of the courts of the canton of Fribourg (Switzerland).